State Pensions

Non-Contributory Pension

The State Pension (Non-Contributory) may be paid from age 66 to people in Ireland who do not qualify for a State Pension (Contributory).

You may qualify for the State Pension (Non-Contributory) if,

  • You are aged 66years or over.
  • You do not qualify for the Contributory Pension
  • You pass a means test.
  • You have proof of your residence in Ireland.

Download the form: Non-Contributory State Pension

Contributory State Pension

The Contributory State Pension is paid to people from the age of 66 who have enough Irish social insurance contributions.  It is not means-tested. You can have other income and still get a Contributory Pension. This pension is taxable but you are unlikely to pay tax if it is your only income.

In order to qualify you must,

  • Have paid social insurance contributions before a certain age
  • Have a certain number of social insurance contributions paid and
  • Have a certain average number over the years since you first started to pay.

Download the form: Contributory State Pension

Widows/Widowers Pension

Widow’s/Widower’s (Contributory) Pension is a weekly payment to the husband or wife of a deceased person. Either you or your deceased spouse must have enough social insurance contributions (PRSI). This pension is payable regardless of income.

To qualify for this pension either you or your late spouse must have a certain number of PRSI contributions. All the PRSI requirements must be met on one person’s record – you may not combine the contributions of both spouses. All must have been made before the death of the spouse.

Either you or your spouse must have:

  • At least 156 paid contributions (paid to the date your spouse died or before your 66th birthday, whichever is earlier)

And

  • An average of 39 paid or credited contributions in either the 3 or 5 years before the death of the spouse or before he/she reached pension age (66)

Or

  • A yearly average of at least 24 paid or credited contributions from the year of first entry into insurance until the year of death or reaching pension age. If this average is used then an average of 24 will entitle you to a minimum pension, you will need an average of 48 per year to get the full pension.

Download the form: Widow/Widowers Pension

Joe O'Reilly; Joe OReilly TD representing Cavan; Bailieborough, Cootehill, Virginia, Shercock, Kingscourt 2010. | An ExSite website